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4 apps you can use as a side hustle to earn quick cash
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4 apps you can use as a side hustle to earn quick cash

Earning a few quick bucks apart from your primary source of income is always helpful. Whether for selling used items or a side hustle, the internet is brimming with websites and apps that let you make money. However, many of these are not as legitimate as they appear. So, if you want to earn cash with apps, here are the best options. Swagbucks This app has an A rating with Better Business Bureau and more than 10 million active users worldwide. It is one of the best apps that lets you earn cash quickly. Swagbucks offers $10 to new users as a welcome bonus. Besides, it is easy to use; all you need to do is watch videos, play games, or take part in search surveys, and the company will deposit the amount in your PayPal account. Swagbucks also gives you the option to redeem the money and use it as a gift card on shopping websites. Dosh If you are an avid shopper and want to earn cash with apps, Dosh is one of the best options for you. Available on both Android and iOS, Dosh lets you make money every time you use your card for shopping online or at walk-in stores.
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5 trusted websites to make money online
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5 trusted websites to make money online

Making money online has never been easier! The ever-expanding online world is swamped with legit opportunities that’ll help add some extra bucks to your bank from the comfort of your home. And, the best part is that you don’t always need to have certain skills or qualifications to earn money. Don’t believe us? We’ve compiled a list of trustworthy websites that can help you make money online. Try them! Swagbucks If you have a hard time trusting online survey sites, you likely haven’t tried Swagbucks. It is one of the most popular and legitimate websites that will pay you for everything from filling out surveys to watching videos to shopping online. You will receive your earnings in the form of gift cards from top retailers like Amazon and Walmart or cash back from PayPal. Upwork Interested in taking up some freelance work? Consider creating an account on Upwork. It’s the world’s largest online marketplace to find great clients and grow your independent career. Regardless of what skill you have, be it writing, video editing, software development, graphic designing, or marketing, you can find work in no time. ThredUp If you’re looking for motivation to clean up your closet, then check out ThredUp.
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5 important questions to ask a financial advisor
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5 important questions to ask a financial advisor

Financial planning is a complicated endeavor that does not stop with simply opening savings and certificate of deposit accounts. You need an expert who can advise you on the best investment and diversification strategies for building a solid portfolio to secure your financial needs. But before hiring a good advisor, it is essential to understand how the process works and how to proceed from here. These questions can be a starting point. Here are the five questions you must ask a financial advisor: What are your qualifications? Financial planning is a vast topic with several areas of specialization in practice. So, you need to understand whether the advisor provides assistance for financial planning in general or focuses on a specific aspect of portfolio building. Primarily, they practice with a Certified Financial Planner (CFP) qualification approved by federal regulatory authorities and guidelines for safe practices. What is the range of services you offer? Their experience will vary depending on the type of services provided, ranging from planning for retirement to tax mitigation strategies and real estate trust services. Some CFPs work as fiduciaries, ensuring they keep your best interests at heart when planning and strategizing your finances. You must also check to confirm any disclosures on the record of previous misconduct or legal sanctions imposed on their range of services.
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Avoid these 5 mistakes to prevent financial fraud
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Avoid these 5 mistakes to prevent financial fraud

Financial scams are a common phenomenon in the country; according to data released by the Federal Trade Commission, consumers reported losing more than $3.8 billion due to investment scams in 2022. So, it is important to remain vigilant and practice caution before initiating any online interaction or transaction with a business or a stranger. Here is a look at some common mistakes you should avoid to protect yourself from financial fraud: Using one password for multiple accounts You should frequently change passwords for your sensitive accounts, like those on banking apps and other platforms that have access to your confidential information. So, your accounts investment portals and digital wallets should have unique and strong passwords that are not easy to crack. It is also important to note that using one password for all your accounts increases the risk of fraud. When one account is hacked, others with the same password can also be hacked. Falling for shopping scams Online shopping has made it extremely convenient for customers to order anything from anywhere. While this has helped businesses grow, it has made room for all kinds of scams. You should ensure that the business you are buying from is legitimate. Not only that, you should use a secure Wi-Fi network to carry out all kinds of transactions.
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4 services Medicare does not cover
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4 services Medicare does not cover

Medicare is a health insurance program issued by the government. The program covers people aged 65 or older, certain people with disabilities, and patients with end-stage renal diseases. It encompasses several plans and is divided into four parts with certain services – A, B, C, and D. Out of these, Part A is free for those who’ve paid Medicare taxes for at least ten years, but the others have to pay a premium. Even though the program is helpful for many, some Medicare plans are complicated in terms of coverage. This makes it difficult to understand. They might cover various aspects of health care, but many conditions are not covered as well, some of which include: Dental care Medicare plans may cover basic health care services and X-rays, but they have a limit of $1,500 annually. Medicare plans may not cover routine dental checkups and treatment of certain dental services. They also do not cover dentures and fillings. However, in the case of emergency hospitalization, patients can use Part A to pay off certain dental services. Long-term hospitalization Usually, all Medicare plans cover up to 90 days of hospitalization. The benefit period begins on the first inpatient day at a hospital or nursing facility and ends when inpatient care isn’t received for more than 60 days.
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5 credit card mistakes to avoid
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5 credit card mistakes to avoid

Today, digital transactions have become the norm. This has made safeguarding one’s financial information all the more important. Sadly, credit card fraud remains a prevalent concern, and numerous victims are falling victim to the evolvingly cunning tactics employed by cybercriminals. One way individuals can safeguard themselves from fraudulent activities is by avoiding some credit card mistakes that leave them susceptible. Avoiding these mistakes can significantly bolster their defenses against potential threats. Neglecting strong password Most individuals prefer using easy-to-use and easy-to-remember passwords to offer them easy access. However, easily guessable passwords such as birthdays and phrases can make things easier for cybercriminals. It is advisable to opt for complex passwords comprising a mixture of upper and lowercase letters, numerals, and special characters to avoid granting them unauthorized access. Regularly changing passwords and employing a password manager can further fortify online security. Disregarding secure websites for transactions Another grave mistake credit card users make that makes them susceptible to fraud is entering their details on unsecured websites. This is one place where cybercriminals exploit vulnerable sites to harvest sensitive data. To mitigate this risk, individuals should only transact on secure websites. Checking for “https://” in the URL and looking for a padlock icon in the address bar are some telltale signs of a secure connection.
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5 mistakes to avoid when buying life insurance
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5 mistakes to avoid when buying life insurance

Life insurance enables individuals to cover their family members against financial risks that may arise in the future. So, one must not overlook its purchase. If one can afford it, they could consider picking a policy with a higher coverage. Moreover, there are several errors that one could make when buying a life insurance policy, which could result in limited benefits for their family. Here are five such mistakes to avoid. Focusing only on the premium amount Several buyers pay attention only on the premium amount they are supposed to pay instead of looking into more about the coverage and its terms. Doing so could result in buying a policy that is insufficient for meeting the requirements of the policyholder’s family. So, one must consider factors such as future goals, children’s education fees, and inflation instead of only focusing on the premium. Relying on the employer’s insurance coverage Employers generally offer a basic level of life insurance coverage. So, one must not completely rely on it for protection and should consider getting supplemental life insurance. Moreover, one may be able to secure a reduced premium rate when they opt for the life insurance provider associated with their employer for standard coverage.
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5 credit card habits to steer clear of
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5 credit card habits to steer clear of

Credit cards have made transactions incredibly convenient, as users can choose to pay later for any purchase. Such flexibility ensures that one’s purchasing power does not depend on one’s bank balance. Today, several credit card companies offer attractive benefits on purchases, including cashback and reward points, and have emerged as highly lucrative for users. However, one needs to exercise some caution while using credit cards. So, here are some credit-card habits to avoid: Applying for many cards at once Users often have multiple credit cards to split large expenses so that there is sufficient credit available for each card. However, applying for multiple credit cards successively can trigger multiple inquiries, which can negatively impact the credit card holder. So, it is best to avoid applying for multiple credit cards simultaneously. Not making timely payments Delaying credit card payments repeatedly can affect one’s credit score, which can cause problems with securing loans. In most cases, banks either reject loans or charge high-interest rates for those with poor credit scores. Many employers also reject candidates with a negative credit report. Paying credit card bills on time can help improve one’s credit score. Frequently paying through EMIs Equated monthly installments (EMI) allow users to repay credit card debts flexibly in parts over a specific time frame.
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4 types of banking scams and how to avoid them
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4 types of banking scams and how to avoid them

Scamming is a common concern today, with many people losing hard-earned money to online hacking, fraud, and phishing. Over 2 million frauds are reported in the country each year. What started off with seemingly harmless spam messages has evolved into phishing emails and malware activity. Further, fraudsters can pose as banks and other financial institutions to get one to divulge confidential information. So, here are a few banking scams to know: 1. Credit card scams Here, one may receive calls from someone claiming to be a representative of their respective card company. They might share a link to let one update their profile or application or even upgrade their credit card. One might even receive calls saying the card issuer is checking for possible fraudulent activity in their account. This is a believable claim, so one should verify the caller’s details, seek official communication from the caller over mail to check credentials, and avoid clicking on any links till then. If one suspects wrongdoing, they should block the phone number of the caller and call the official bank helpline number to verify the details. 2. Check overpayment scams This is a common way of scamming those who participate in online auctions.
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6 mistakes to avoid when filing tax returns
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6 mistakes to avoid when filing tax returns

As the end of the financial year closes in, many people find themselves scrambling to file income tax returns in time this year. The Internal Revenue Service (IRS) issues strict guidelines for ensuring a smooth and quick tax filing process. The last thing you want is a notification from the IRS citing an issue with the income tax return submission. So, here are six mistakes to avoid when filing your income tax return: Filing returns prematurely You might receive documentation regarding your current financial status, and this information has to be updated with the IRS. Filing prematurely can result in mistakes like omissions that only delay the processing of returns. Choosing the wrong form or filing status The IRS issues several forms for individuals, businesses, commercial establishments, and government entities to file returns. Ensure you choose the correct form and update the filing status on the official website. If there are dependents in the house or you are filing for a joint return, your filing status can vary accordingly. Making calculation errors Adding the wrong amount, excluding critical tax breaks, or even making mathematical errors while computing your income tax return are issues that IRS software can detect. However, miscalculating the return can delay the process.
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3 river cruises to board in 2022
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3 river cruises to board in 2022

If you are planning to go on a long vacation and would love to relax on a deck overlooking a river, then river cruises are for you. From the mighty Mississippi to the scenic Columbia, you can unwind with comfort and luxury on the country’s many rivers. Here are some of the best river cruises of 2022 that will help you make a memorable trip. America’s Great River by Viking Cruises One of the best river cruises of 2022, Viking Cruise offers a unique opportunity to discover American folk music and learn more about the country’s civil rights movement. This 15-day river cruise spans the Mississippi River, letting you explore historic and beautiful cities such as New Orleans, Baton Rouge, Natchez, Vicksburg, Memphis, and many more. The cruise originates from Louisiana and takes a scenic route up till Minnesota. On this cruise, you can enjoy views of the scenic coastline on the full 360-degree deck and treat yourself to a variety of cuisines. Nashville to Chattanooga (or Reverse) by American Queen Steamboat Company This is a nine-day river cruise that spans the scenic Columbia River. The cruise offers unlimited shore excursions beginning with a hotel stay at Chattanooga, Tennessee. The ship cruises along small river towns and lush landscapes. It lets you explore stories of the Civil War at Decatur and unwind to some R&B music in Florence. While on deck, the cruise offers world-class wines, locally brewed craft beers, and specialty coffees. The cruise also has a dedicated fleet of deluxe motorcoaches. Hudson River Cruise by American Cruise Lines This company offers cruises that last more than a week, and they include a wide variety of destinations. For instance, the Hudson river cruise lasts for seven days and eight nights, and takes a mesmerizing route along the Hudson river, which is surrounded by the Catskill, Taconic, and Berkshire mountains.
Browns NFL single games ticket sales for 2021
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Browns NFL single games ticket sales for 2021

Football season is here, and the excitement couldn’t be more! If you’re looking for Cleveland Browns single game tickets for 2021, we’ve got you covered. From ticket prices to venue to timings, you can find all the information below. This Paul Brown-founded football team has a huge fan following, and surely the fans wouldn’t wanna miss out on some outdoor fun after an overwhelming year. Here’s all you need to know about the Browns ticket sales! Cleveland Browns vs. New York Giants Day: Sunday Date: August 22nd, 2021 Time: 1 PM Venue: FirstEnergy Stadium, Home of the Cleveland Browns, Cleveland, OH Ticket price: Ranging from $16 to $999, depending on the section and row. Cleveland Browns vs. Houston Texans Going against Houston Texans in week 2, here’s what you should know: Day: Sunday Date: September 19th, 2021 Time: 1 PM Venue: FirstEnergy Stadium, Home of the Cleveland Browns, Cleveland, OH Tickets: Depending on the row and section, the tickets for one person range from $143 to about $1,000. Cleveland Browns vs. Chicago Bears Day: Sunday Date: September 26th, 2021 Time: 1 PM Venue: FirstEnergy Stadium, Home of the Cleveland Browns, Cleveland, OH Ticket price: Ranging from $169 to $1,200. Cleveland Browns vs. Arizona Cardinals Day: Sunday Date: October 17th, 2021 Time: 4:05PM Venue: FirstEnergy Stadium, Home of the Cleveland Browns, Cleveland, OH Ticket price: Ranging from $96 to approx. $650. Cleveland Browns vs. Denver Broncos Day: Sunday Date: October 21st, 2021 Time: 8:20PM Venue: FirstEnergy Stadium, Home of the Cleveland Browns, Cleveland, OH Ticket price: Ranging from $126 to approx. $1,400. Cleveland Browns vs. Pittsburgh Steelers Day: Sunday Date: October 31st, 2021 Time: 1 PM Venue: FirstEnergy Stadium, Home of the Cleveland Browns, Cleveland, OH Ticket price: Ranging from $148 to approx. $1,075. Cleveland Browns vs. Detroit Lions Day: Sunday Date:
Top e-stores for custom logo sticker printing
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Top e-stores for custom logo sticker printing

Having a custom logo sticker on products lets customers connect with the brand. Seeing a particular label time and again helps people remember it and motivates them to go back and interact with the brand or company. So, if your business is in the early stages, this is the next step to solidify your brand identity. Get one of the following logo sticker printing services on board to print high-quality labels and help get your brand noticed. StickerGiant StickerGiant has a fun mix of glossy labels, clear stickers, and paper labels that can be customized for different kinds of products. You can bulk print logo stickers by placing an order on StickerGiant’s website. After you upload a picture of your logo and finalize the order, StickerGiant will deliver highly personalized labels. For an example of estimated costs, if you pick 125 glossy white, circle-shaped 3″ x 3″ labels, the price will be $88.27. If this is too expensive, you can order higher quantities to bring down the cost per sticker. Jukebox Jukebox is the perfect choice for visually appealing stickers that are also long-lasting. Their scratch- and weather-resistant prints stay intact for up to 5 years, come snow, sunlight, wind, or rain. You will see customization options when you visit their website. We like that they can print shapes suited to the outline of the logo for a one-of-a-kind label. This e-store has affordable packages as compared to StickerGiant. An order of 100 standard gloss, 3″ x 3″ logos will cost you $53.00, which lets you spend less on prints without compromising on quality. StickerYou With a user-friendly interface and cool options like holographic labels, StickerYou is an incredible e-store for logo sticker printing. You can order custom die-cut vinyl stickers, labels, decals, and tattoos in any size, shape, and quantity.